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AllPays.co

Privacy Policy

Last updated: 1/20/2026

1. Introduction

This Privacy Policy applies to AllPays.co and our website. By using our service, you consent to this Privacy Policy. This policy explains what information we collect, how we use it, and under what circumstances we may disclose it. We maintain a minimal data footprint and prioritize user privacy above all else.

2. Our Service Model

Minimal Data Storage

  • We store only essential transaction data: payment amount and merchant order ID
  • This minimal data is used solely for transaction routing and verification
  • No personal information, financial details, or sensitive data is stored
  • All payment processing is handled directly by the respective payment providers
  • Our service is designed to be stateless, with no data persistence beyond these basic fields
  • Data is stored in encrypted form and automatically purged after successful processing

Website Analytics

  • We use Google Analytics to understand website traffic and improve user experience
  • Google Analytics data is anonymous and does not identify individual users
  • This data is used solely for website optimization and is not shared with third parties
  • You can opt-out of Google Analytics using their browser extension or privacy settings
  • For more information about Google Analytics' data collection and usage, please visit their Privacy Policy and Terms of Service

3. Strict Disclaimer

Important Notice

AllPays.co is a software service that only facilitates payment processing redirects. We are not a payment processor, financial institution, or payment service provider. We do not:

  • Process payments or handle transactions
  • Store financial or personal information
  • Provide financial services or advice
  • Handle disputes or refunds
  • Guarantee payment provider availability
  • Have access to payment credentials or sensitive data
  • Assume responsibility for third-party payment processing

4. Security & Privacy

Technical Process

  • Our service operates as a stateless API gateway for payment routing
  • We use secure, encrypted connections for all data transmission
  • Our algorithm determines optimal routing based on transaction parameters
  • All sensitive payment data is handled exclusively by payment providers
  • We implement rate limiting and security measures to prevent abuse
  • Our infrastructure is designed for high availability and minimal latency

Security Measures

  • Our website and API endpoints are secured with industry-standard SSL/TLS encryption
  • We implement strict access controls and authentication mechanisms
  • All stored data is encrypted at rest using AES-256 encryption
  • We maintain comprehensive security monitoring and logging
  • Regular security audits and penetration testing are performed
  • Our infrastructure is hosted on secure, compliant cloud providers

5. Third-Party Services

Our service involves interaction with third-party payment providers. Each provider has their own privacy policy and data handling practices. We recommend reviewing their privacy policies for complete information about how they handle your data. We are not responsible for:

  • Payment processing or transaction outcomes
  • Data handling by third-party payment providers
  • Service availability or performance of payment providers
  • Any disputes between users and payment providers
  • Financial losses or transaction issues
  • Technical issues or downtime of payment providers
  • Fraudulent transactions or security breaches at payment providers
  • Compliance with local payment regulations and requirements

6. Age Restriction

Our service is intended for users who are 18 years of age or older. We do not knowingly collect or maintain information from persons under 18 years of age. If we learn that we have collected personal information from a child under 18, we will delete that information immediately.

7. Changes to Privacy Policy

We reserve the right to update or change our Privacy Policy at any time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. Your continued use of the service after any changes constitutes your acceptance of the new Privacy Policy.

8. Technical Disclaimer

Our service is provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not guarantee:

  • Uninterrupted or error-free service operation
  • Compatibility with all payment providers or systems
  • Specific performance metrics or response times
  • Support for all payment methods or currencies
  • Availability of specific routing options or providers

9. Contact Information

If you have any questions about our Privacy Policy or service model, please contact us at:

privacy@allpays.co

This Privacy Policy may be updated from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.